Skip to content
Click to Call
Maryland Moats Lexow Insurance

2166 Pontoon Rd
Granite City, IL 62062

Get Directions

Why Granite City Bikers Should Review Their Policies Before March Riding Picks Up

As February comes to a close, we see more and more Granite City motorcyclists getting ready to bring their bikes out for the season. Even though the temperatures are still cool, March usually brings enough warm days to make those first rides possible. At Maryland Moats Lexow Insurance, we encourage bikers to review their motorcycle insurance before March arrives so they are prepared for the seasonal changes that come quickly in Illinois.

Why Stored Bikes Need a Coverage Check Before Hitting the Road

For many bikers, their motorcycle has been parked in a garage or storage space for months. During that time, coverage needs may have changed without anyone realizing it. Winter conditions can leave behind potholes, loose gravel, and salt residue—early spring hazards that affect motorcyclists more than most drivers. Before the bikes come out, we help clients confirm that their comprehensive and collision protections still match the risks they will face in the weeks ahead.

Understanding Policy Details That Matter in Early Spring

Motorcyclists often assume their existing policy will cover any situation, but early spring riding in Illinois brings unique challenges. We help bikers look closely at deductible amounts, accessory coverage, transport protections, and what happens after a weather‑related accident. At Maryland Moats Lexow Insurance, we walk through the details so our clients know how their coverage responds during those first unpredictable weeks of the season.

Insurance Questions Bikers Should Consider Before March

Before March arrives, we recommend that motorcyclists think about several important insurance questions. Does the policy include coverage for upgraded parts added over the winter? Are there enough liability protections for heavier spring traffic? Is roadside assistance included in case of early‑season mechanical issues? These questions help bikers ensure their policy reflects both their motorcycle and their riding plans for the year.

How Our Agency Supports Motorcyclists Throughout Granite City and Beyond

At Maryland Moats Lexow Insurance, we understand how important the spring season is for local motorcyclists. That is why we take the time to review coverage, explain policy details, and help bikers make adjustments before the first warm rides of March. With the right preparation and a well‑structured policy, Granite City motorcyclists can start their season with confidence in their coverage and clarity about how it works.

Partner Carriers


  • Aegis
  • American Bankers
  • American Modern
  • ASI
  • CNA Surety
  • Columbia Insurance
  • Dairyland
  • Everett Cash Mutual
  • Foremost
  • Forreston Mutual
  • Founders
  • Geico
  • Grinnell Mutual
  • Hagerty
  • IL Fair Plan
  • Madison Mutual
  • Mercury
  • Nat Gen
  • Openly
  • Palomar
  • Progressive
  • RLI
  • Travelers